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The Fashion Memo

The 5 jewelry-investment pieces every woman needs

Clockwise from top left: gold, opal and diamond ring, Sylva & Cie; Classico Bastille necklace, Ippolita; multicolored gold and sapphire cuff, Suzanne Kalan; watch, Jaeger-LeCoultre; rose-gold and diamond bracelet, Repossi; gold necklace, Loren Stewart; Beirut triple-cluster rose-gold, diamond and rhodolites ring, Selim Mouzannar; Woman in Red multi-stone ring, Anissa Kermiche; Nudo pale-pink gold and multi-stone ring, Pomellato; Eternity gold and diamond hoop earring, Maria Tash; Samira gold-plated hoop earrings, Laura Lombardi; diamond and sapphire bracelet, Jennifer Meyer; jewelry box, Sophie Bille Brahe

Fine jewelry is full of intrinsic and sentimental value – it lasts forever, can be dressed up or down and creates fond memories. Here are the five jewelry investment staples you’ll never tire of. By SARAH ROYCE-GREENSILL


Hoop earrings

Hoop earrings are a style perennial; no jewelry collection is complete without at least one pair. For such a simple design, they’re remarkably versatile: oversized gold hoops are a summer essential, while lobes stacked with tiny ‘huggies’ – made famous by Maria Tash – are the modern way to wear diamonds.

Beginners should start with fine gold hoops such as Jennifer Fisher’s ultra-lightweight Thread design. “There’s a reason hoops have been around for centuries – they’re incredibly comfortable and go with everything,” says Fisher, whose designs are loved by A-listers including Yara Shahidi and Margot Robbie.

The ultimate hoop-earring collection should also include a pair of mid-sized chubby hoops, such as Laura Lombardi’s sculptural pair for everyday wear, along with a shot of color in the form of Alison Lou’s Jelly hoops or Diane Kordas’s bead-adorned design, perfect for an instant holiday vibe. And, proof that hoop earrings aren’t just for daytime, Anita Ko’s ultra-glamorous rose-gold hoops are embellished with over three carats of diamonds, making them the perfect finishing touch for most after-dark looks.

A classic watch

A watch is the ultimate everyday accessory; the finishing touch that makes any outfit complete. Every watch wardrobe should include a pared-back classic by an established brand that carries both style and horological cachet.

Round dials are universally flattering, while square or rectangular dials are the epitome of elegance. Choose whichever-color metal you wear most, and invest in the best materials and craftsmanship that your budget allows.

The beautifully minimalist dial of Jaeger-LeCoultre’s Master Ultra Thin Moon Automatic comes with pictograms that indicate the phases of the moon and the date: an aesthetically beautiful detail as well as a useful function. The label’s Reverso watch, created in the 1930s for polo players, is redolent of the art-deco era, as is Cartier’s Tank Américaine, with a chic brown strap that will only get better with age.

Cartier’s Ballon Bleu, as worn by the Duchess of Cambridge, is another understated yet instantly recognizable design: in practical and durable stainless steel, it will never date. The Hermès Heure H, meanwhile, is a more contemporary design that has earned a place on the world’s most-fashionable wrists. Its interchangeable strap means it will complement any ensemble.

A cocktail ring

Popularized in the Prohibition-era 1920s, when flapper girls wore oversized rings to draw attention to their illicit drinks, cocktail rings are redolent of an era of bygone glamour. Forget less-is-more minimalism or dainty layers of diamonds; the joy of a cocktail ring is that you only need a single piece to make a statement.

Traditional cocktail rings feature large colored gemstones accented by diamonds. Amrapali’s 3.49ct emerald, surrounded by rose-cut diamonds, is a timeless example, brought up to date with blackened gold. Usually worn on the right hand, cocktail rings are a symbol of independence and self-love. Selim Mouzannar’s triple cluster of morganite and diamonds, inspired by the architecture of the designer’s native Beirut, is proof that more really is more, while Sylva & Cie’s iridescent, oversized opal can’t fail to attract attention.

Cocktail rings are a no-brainer evening accessory, but for true decadence, wear yours in the daytime, dressed down with jeans, a tee and a relaxed blazer. In polished gold set with a raspberry-pink rubellite, Kimberly McDonald’s chunky, one-of-a-kind domed ring is an heirloom piece of epic proportions.