The Fashion Memo

The 7 Jewelry-Investment Pieces Every Woman Needs

Clockwise from top left: watch, Cartier; chain bracelet, David Yurman; bangle, Suzanne Kalan; ring, Retrouvaí; pearl ear cuff, Mizuki; cuff, Piaget; earrings, Octavia Elizabeth

Fine jewelry is full of intrinsic and sentimental value – it lasts forever, can be dressed up or down, and creates fond memories. Here are the seven jewelry investment pieces you’ll never tire of. By SARAH ROYCE-GREENSILL

Fashion

Hoop earrings

Hoop earrings are a style perennial; no jewelry collection is complete without at least one pair. For such a simple design, they’re remarkably versatile: oversized gold hoops such as Jennifer Meyer’s are just as suited to beachwear as they are to a chic jumpsuit in the evening, while lobes stacked with tiny ‘huggies’ – made famous by Maria Tash – are the modern way to wear diamonds all year round. The ultimate hoop-earring collection should also include mid-sized diamond hoops, such as Octavia Elizabeth’s ‘Chloe’ style, along with a shot of color in the form of Ananya’s pink sapphire ‘Scatter’ hoops, and Kolours Jewelry’s unique hexagonal designs.

A chain necklace

One of the biggest jewelry trends of recent years, the chain necklace, is here to stay. There is something to suit every style and budget – from Lauren Rubinski’s oversized 14-karat gold designs, which are surprisingly featherlight, to Courbet’s lab-grown diamond-set (diamant synthétique) styles. Chains work best when worn casually (layer two or three over a white T-shirt or tank top) or to add interest to weighty knits in colder months with chunky styles. Curb-link chains also serve as the perfect industrial-chic counterpoint to elegant looks: Shay’s gold and ceramic chains lend instant cool to a simple knit dress.

Necklace, Lauren Rubinski

Ear cuffs

“I love to stack my cuffs up the ear, wearing two or three at a time,” says Anita Ko. “I usually concentrate on one ear, but will adorn both for a glamorous evening look. They bring so much light and energy around the face.” Multiple ear piercings are a chance to mix and match precious hoops and studs, but cartilage piercings aren’t without their downsides. Enter the ear cuff: the versatile way to achieve a cool and contemporary look, without the piercing or pain. Repossi has demonstrated that ear cuffs have a place on the red carpet, with the likes of Tilda Swinton, Cate Blanchett and Keira Knightley pairing the brand’s dazzling diamond cuffs with their couture gowns.

A classic watch

A watch is the ultimate everyday luxury accessory; the finishing touch that makes any outfit complete. As a result, every self-respecting watch wardrobe should include a classic icon by an established brand that carries both style and horological cachet. Choose whichever color metal you wear most, and invest in the best materials and craftsmanship your budget allows. Cartier’s ‘Ballon Bleu’ – as worn by Catherine, Princess of Wales – is an understated yet instantly recognizable design: a watch doesn’t come much more classic than rose gold with a brown leather strap. Hermès Timepieces’ ‘Nantucket’, meanwhile, is a more contemporary design that has earned a place on the world’s most fashionable wrists, with a modern chain bracelet and just a little dusting of diamonds upon the case.

Clockwise from top left: ring, Mateo; watch, Hermès Timepieces; ear cuff, Anita Ko; earrings, Jennifer Meyer

Colored gemstones

Like deciding on signature colors for your wardrobe, adding colored gemstones to your collection starts with discovering which shades work for you. “It is easy to tell when a woman has found her color – immediately, her face brightens and there is an unmistakable sparkle in her eyes,” says Emily Satloff, founder of Larkspur & Hawk, which uses specially treated foils to enhance the colors of its faceted gemstones. Indeed, colored gemstones are made to be noticed – from the lagoon-blue topaz of Mateo’s knockout cocktail ring to the verdant green of Pascale Monvoisin’s latest emerald designs – so consider them a joyful celebration of style that can’t fail to raise a smile.